Financing & Payment Options

Acima

Shop Without Using Credit*

Ashley has partnered with Acima to offer a flexible, lease-to-own solution to help you take home the products you need.

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Acima Leasing Makes It Possible

Instant Shopping Power

Get an instant decision for a lease line that will allow you to lease merchandise with a cash price up to $4,000.**

An Alternative To Credit*

You can get the things you want for your home without using credit.

Easy Payment Options

Make flexible lease renewal payments that are conveniently scheduled with your payday.

Financing & Payment FAQs

Q: Do you work with insurance company billing?

A: We currently do not work with insurance company billing. Our focus is on providing affordable, high-quality mobility equipment and supplies directly to our customers.

Q: Do you work with Medicare?

A: Unfortunately, we do not work with Medicare at this time.

Q: Do you work with MediCal?

A: No, we do not work with MediCal at the moment.

Q: Do you offer financing options for purchasing mobility equipment and supplies?

A: Yes, we offer financing through Acima, a leading lease-to-own provider. Acima allows you to get the products you need without using credit or increasing your debt. With Acima, you can lease the items you want until you’re ready to own them.

Q: What is Acima and how does it work?

A: Acima is a flexible lease-to-own provider that helps people from all backgrounds live a better quality of life by providing easier access to the things they need and want, all without using credit. The Acima process is simple: you find an eligible item, Acima buys it and leases it to you under a flexible short-term lease with renewal options. You can own the item when you’re ready or return it to Acima.

Q: How do I apply for a lease agreement with Acima?

A: Applying for a lease agreement with Acima is quick and easy. You can apply through their mobile app, online, or in stores at thousands of retailers across the nation. Their flexible purchase options allow you to lease durable items like mobility equipment and supplies without using credit or a loan.

Flexible Terms That Put You In Control

Complete The Lease

After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.

Early Purchase Savings

You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more you save.

90-day purchase option (3 months in CA)

Own the items in 12 months with a flexible payment schedule or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement (3 months in CA) save big on leasing costs.

Get Approved For Up To $4000** In Leasable Merchandise

Our application is fast and easy to complete, and won’t harm your credit. You could get approved for $300 to $4,000** of shopping power by meeting these basic requirements:

An active checking account with at least $1,000 of income per month.

3 months of income history with your current source of income.

Government-issued photo ID and SSN or Taxpayer Identification Number.

* Acima offers lease-to-own transactions. “The No Credit Option”, “An Alternative to Credit” or “Shop Without Using Credit” means this is not a loan, credit, or financing. It does not mean that no inquiry will be made of credit history. Acima obtains information from consumer reporting agencies in connection with a lease application. We consider multiple data points during application review and regularly approve customers with less than perfect credit history. Acima Cash Price may include a mark up over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Not all applicants are approved. See lease for details.

**”Get Approved up to $4000″, refers to maximum amount Acima Leasing will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction.

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